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จำลองพันธ์ ว. Accounting Factors and Quality of Life Influencing the Saving Behavior of Working-Age Individuals in Nonthaburi Province. BMV15. 2025;15(5):592-602. Accessed August 12, 2026. https://benjamit.thonburi-u.ac.th/ojs/index.php/bmv15/article/view/307